These are 3 simple tips to help you budget this Christmas and beat the urge to splurge
Avoiding the temptation to spend money on yourself when you go Christmas shopping for others, is a problem for many of us. Ask yourself, what are your spending triggers? If you go to a Westfield and walk out with more gifts for yourself than for others, AVOID.
Similarly, I am a compulsive online shopper, which is why if I go online to find someone a present I’ll end up buying at least three things for myself. This time of year I delete the Iconic app from my phone and unlike my favourite shopping sites on Facebook to avoid the temptation.
Know the environment which tempts you to spend the most, and avoid it around the Christmas time.
The absolute best thing for your wallet is to establish a realistic budget which you then have to stick to. Write down your income and regular expenses like food and rent, then see how much you can spend on things like Christmas presents or summer holidays.
Knowing how much money you have to spend will help you buy appropriate gifts. I also budget money for dinner parties around this time. There are so many Christmas dinners on that I set aside a wine budget, so when I’m out to dinner with the girls I know exactly how much I can afford to eat and drink.
When you stick to your budget you feel hella accomplished, and you’ll go into the new year with good habits.
When your on a budget, you can’t be getting everyone beautifully expensive gifts, that’s where DIY gifts are perfect!
There are so many amazing ideas out there, whether your friend is artistic, loves make up or is looking for a new set of cups and saucers, you can make anything beautiful even if you aren’t creative. DIY gifts are some of the best because they are thoughtful and made with love.
Copyright © 2018 Bondi Beauty, All Rights Reserved.